which banks does plaid support

Full AI 2025

2 min read 07-03-2025

Plaid is a financial technology company that provides APIs for developers to connect to various financial institutions. This allows apps to securely access user account information, enabling features like budgeting, bill pay, and investment tracking. But which banks specifically does Plaid support? This guide will help you understand the breadth of Plaid's network and how to find out if your bank is included.

Understanding Plaid's Bank Coverage

Plaid boasts a vast network of supported financial institutions. However, it's not a complete list of every bank globally. The number of supported banks varies by country and region. Plaid constantly works to expand its coverage, adding new institutions frequently.

Key factors impacting bank support:

Geographic location: Plaid's reach differs across countries. A bank in the US might be supported, while its international counterpart may not be.
Bank's API access: The bank itself must allow Plaid (or any third-party API) access to its systems. Some banks are more resistant to this than others.
Technology updates: As banking technology evolves, Plaid needs to update its connections to maintain compatibility.

How to Check if Your Bank is Supported

The most reliable way to check if your bank is supported by Plaid is to:

Visit the Plaid website: The Plaid website itself doesn't provide a comprehensive list, unfortunately. They focus more on developer-facing information. However, their documentation and support often include references to the types of institutions supported.
Use the Plaid Link: The Plaid Link is a tool that allows users to connect their bank accounts directly. Trying to connect your account through an app that uses Plaid will directly tell you if it's supported. If your bank isn't supported, you'll receive an error message.
Check with the app: If you're using an app that uses Plaid, check their FAQ section or support documentation. They often list the types of banks and financial institutions they currently support.

Commonly Supported Bank Types

While a complete list is impractical, Plaid generally supports a wide range of institutions, including:

Major national banks: Many large, well-known banks are integrated with Plaid.
Regional banks: A significant number of regional and community banks are also on the platform.
Credit unions: Plaid often supports a broad range of credit unions.
Neobanks: Many newer online-only banks also integrate with Plaid's API.

Why Some Banks Aren't Supported

Several reasons explain why some banks aren't included in Plaid's network:

Security concerns: Some banks may have stricter security protocols that prevent third-party integrations.
Technological limitations: Older banking systems might lack the necessary infrastructure to connect with Plaid's API.
Negotiation challenges: Integration agreements between Plaid and financial institutions can take time and effort.

Staying Updated on Plaid's Coverage

Plaid is constantly adding new banks and financial institutions to its network. It's best to check periodically if your bank is supported if you haven't been able to connect it before.

Remember, using Plaid means entrusting your financial data to a third party. Always ensure you are using reputable apps and services that prioritize data security.

Conclusion: Finding Your Bank on Plaid

While a complete list of all Plaid-supported banks is unavailable in a single, easily accessible location, you can reliably determine if your specific bank is supported using the methods described above. Plaid continues to grow its network, so even if your bank isn't currently supported, it may be in the future. Remember to always prioritize security when using financial technology services.